Fixed Income


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Fixed Income - Overview

Fixed Incomes Investments are those investments where the principal, interest rate and duration of the investment are usually known in advance. Fixed Deposits, Bonds, Post Office Schemes, Capital Gains Savings Bonds, Senior Citizen Bonds and Debentures are all various types of Fixed Income instruments. 

With the opening of financial sector new types of Fixed Income instruments have appeared in India: Debt based Mutual Funds, Floater Funds and more are on the way (eg: Inflation Index Bonds and more). To add, taxation issues for each type differ and can significantly impact the net return the bond-holder is able to retain. With so many choices and many more new types on the way, choosing the right one can impact ones net returns in significant matter. Further,  different types of Fixed Income instruments are suitable for different life goals.

This course covers all these issues and some trading-related issues for Fixed Income instruments.

Absolutely no prior knowledge is required and the course is open to all.
 

Course Contents

Topics covered are:

1. What is Fixed Income?
2. Terms & Concepts in Fixed Income: Principal, Interest Rate, Fixed & Floating Rates, Yield, Yield-To-Date (YTD).
3. The importance of Inflation in relation to Fixed Income instruments.
4. Types of Fixed Income Instruments: Fixed Deposits, Government Bonds, Post Office Schemes, Debentures, Tax-Saving Bonds, Senior Citizen Bonds, Inflation-Index Instruments, Debt based mutual fund schemes.
5. Bond Ratings and what they mean.
6. Factors that impact fixed income returns.
7. Tax related issues for fixed income instruments.
8. Use of Fixed Income instruments for various life goals.
9. Overview of institutional & government bonds and the bond trading market.
10. Future of Fixed Income instruments in India.

 

Ideal For

Individuals will immensely benefit from the Course. Prior knowledge is not required; all terms & concepts will be explained from scratch with examples.

Sessions Format

The topics are fully covered in 2 full days. Organisations wishing to host the course in-house can have it over 2 full days or have it as half-day modules.

When & Where?

Training sessions can be conducted at our office or in-house at your organisation or a location of your convenience. Please Contact Us for information regarding the next course, venue etc.

Fees

Introductory Fee: Rs. 2,500/- per person for the 2 day session at our premises. (Inclusive of course fees, materials, lunch and refreshments).